Overview
Si te sientes culpable cuando te das un capricho, no sabes cuánto gastas en ocio ni en comida, pagas cuotas por servicios fantasma y cuando te propones ahorrar, los gastos imprevistos te pillan por sorpresa, este cuaderno es para ti.
La aplicación del banco no tiene la culpa.
Tú puedes tomar el control de tus finanzas, sean cuales sean.
Lo que pasa es que nadie te ha contado cómo. Con el Método de los sobres, aprenderás a crear (y cumplir) tus propios presupuestos, a mantener un sano equilibrio entre lo que entra y lo que sale, a ahorrar de manera consciente y a conseguir, por fin, aquello que mereces.
No prometo hacerte rica en un día, pero sí hacer que tu dinero crezca poquito a poco.
Con este cuaderno:
* Crea tus propios presupuestos mensuales.
* Aprende a gestionar tus ingresos.
* Ahorra de forma consciente y eficaz.
* Encuentra la motivación para ahorrar mes a mes.
* Crea fondos de ahorro para darte los caprichos que mereces.
* Adapta el método a tus circunstancias y rutinas.
* Descubre los mejores tips y trucos
¡Y hazte con el control de tu economía para siempre!
ENGLISH DESCRIPTION
The ultimate workbook to finally take control of your finances!
If you feel guilty when treating yourself, don’t know how much you spend on entertainment or on food, pay fees for services you didn’t remember you had, and get caught off guard by unexpected expenses when you try to save, this workbook is for you.
It’s not the bank app’s fault.
You can take control of your finances—no matter your situation.
The thing is, no one has taught you how. With the Envelope Method, you’ll learn to create (and stick to) your own budgets, maintain a healthy balance between what comes in and what goes out, save consciously, and finally achieve what you deserve.
I don’t promise to make you rich in a day, but I do promise to help your money grow little by little.
With this workbook, you’ll be able to:
*Create your own monthly budgets.
*Learn to manage your income.
*Save consciously and effectively.
*Find motivation to save month after month.
*Create savings funds so you can treat yourself to the things you deserve.
*Adjust the method to your circumstances and habits.
*Discover the best tips and tricks.
Take control of your finances—once and for all!
While major retailers like Amazon may carry Mi cuaderno de ahorro / My Savings Journal, we specialize in bulk book sales and offer personalized service from our friendly, book-smart team based in Portland, Oregon. We’re proud to offer a Price Match Guarantee and a streamlined ordering experience from people who truly care.
We’re trusted by over 75,000 customers, many of whom return time and again. Want proof? Just check out our 25,000+ customer reviews—real feedback from people who love how we do business.
Prefer to talk to a real person? Our Book Specialists are here Monday–Friday, 8 a.m. to 5 p.m. PST and ready to help with your bulk order of Mi cuaderno de ahorro / My Savings Journal.