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Intelligent Credit Scoring (Building and Implementing Better Credit Risk Scorecards)

ISBN: 9781119279150
List Price: $49.95

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Overview

A better development and implementation framework for credit risk scorecards

Intelligent Credit Scoring presents a business-oriented process for the development and implementation of risk prediction scorecards. The credit scorecard is a powerful tool for measuring the risk of individual borrowers,  gauging overall risk exposure and developing analytically driven, risk-adjusted strategies for existing customers. In the past 10 years, hundreds of banks worldwide have brought the process of developing credit scoring models in-house, while ‘credit scores' have become a frequent topic of conversation in many countries where bureau scores are used broadly. In the United States, the ‘FICO' and ‘Vantage' scores continue to be discussed by borrowers hoping to get a better deal from the banks. While knowledge of the statistical processes around building credit scorecards is common, the business context and intelligence that allows you to build better, more robust, and ultimately more intelligent, scorecards is not. As the follow-up to Credit Risk Scorecards, this updated second edition includes new detailed examples, new real-world stories, new diagrams, deeper discussion on topics including WOE curves, the latest trends that expand scorecard functionality and new in-depth analyses in every chapter. Expanded coverage includes new chapters on defining infrastructure for in-house credit scoring, validation, governance, and Big Data.

Black box scorecard development by isolated teams has resulted in statistically valid, but operationally unacceptable models at times. This book shows you how various personas in a financial institution can work together to create more intelligent scorecards, to avoid disasters, and facilitate better decision making. Key items discussed include:

  • Following a clear step by step framework for development, implementation, and beyond
  • Lots of real life tips and hints on how to detect and fix data issues
  • How to realise bigger ROI from credit scoring using internal resources
  • Explore new trends and advances to get more out of the scorecard

Credit scoring is now a very common tool used by banks, Telcos, and others around the world for loan origination, decisioning, credit limit management, collections management, cross selling, and many other decisions. Intelligent Credit Scoring helps you organise resources, streamline processes, and build more intelligent scorecards that will help achieve better results.

This book title, Intelligent Credit Scoring (Building and Implementing Better Credit Risk Scorecards), ISBN: 9781119279150, by Naeem Siddiqi, published by Wiley (January 10, 2017) is available in hardcover. Our minimum order quantity is 25 copies. All standard bulk book orders ship FREE in the continental USA and delivered in 4-10 business days. Expedited shipping is also available.

Unlike Amazon and other retailers who may also offer Intelligent Credit Scoring (Building and Implementing Better Credit Risk Scorecards) books on their website, we specialize in large quantities and provide personal service, from trusted, experienced, friendly people in Portland, Oregon. We offer a Price Match Guarantee, and QuickQuote form, to make purchasing quick and easy.

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Product Details

Author:
Naeem Siddiqi
Series:
Wiley and SAS Business Series
Format:
Hardcover
Pages:
464
Publisher:
Wiley (January 10, 2017)
Language:
English
Audience:
General/trade
ISBN-13:
9781119279150
Weight:
24oz
Case Pack:
12
File:
Wiley-wiley.1.20230517-20230517.xml
Folder:
Wiley
List Price:
$49.95
As low as:
$34.47
Shipping Origin:
Wiley-1
Publisher Identifier:
P-WIL
Discount Code:
D
Dimensions:
6.3" x 9.1" x 1.7"
Print on Demand (longer leads times apply):

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